<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Latter-day Budget</title><description>Free, faith-friendly budgeting guides and printables for Latter-day Saint families, inspired by self-reliance principles.</description><link>https://latterdaybudget.com/</link><item><title>How to Get Out of Debt as a Family: 8 Practical Steps</title><link>https://latterdaybudget.com/articles/how-to-get-out-of-debt-as-a-family/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/how-to-get-out-of-debt-as-a-family/</guid><description>Learn how to get out of debt as a family with a shared budget, a realistic payoff plan, free debt tracking, and habits that keep everyone working together.</description><pubDate>Tue, 03 Nov 2026 00:00:00 GMT</pubDate></item><item><title>Teaching Kids About Money: A Simple Plan for Every Age</title><link>https://latterdaybudget.com/articles/teaching-kids-about-money/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/teaching-kids-about-money/</guid><description>Practical, age-by-age ideas for teaching children to work, give, save, and spend wisely, including tithing, simple jars, family councils, and saving for a mission.</description><pubDate>Tue, 03 Nov 2026 00:00:00 GMT</pubDate></item><item><title>How to Pay Off Debt as a Family: A Step-by-Step Plan</title><link>https://latterdaybudget.com/articles/pay-off-debt-family-plan/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/pay-off-debt-family-plan/</guid><description>A gentle, practical plan for getting out of debt as a family: list what you owe, stop new debt, choose a payoff method, and stay motivated until you are free.</description><pubDate>Tue, 27 Oct 2026 00:00:00 GMT</pubDate></item><item><title>A Food Storage Budget Plan That Won&apos;t Break the Bank</title><link>https://latterdaybudget.com/articles/food-storage-budget-plan/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/food-storage-budget-plan/</guid><description>Build a home food storage supply on a budget. A practical plan for a three-month supply, drinking water, and longer-term storage, a little at a time.</description><pubDate>Thu, 22 Oct 2026 00:00:00 GMT</pubDate></item><item><title>How to Build an Emergency Fund, One Small Step at a Time</title><link>https://latterdaybudget.com/articles/building-emergency-fund/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/building-emergency-fund/</guid><description>Learn how to build an emergency fund using self-reliance principles: start with a small starter fund, grow to several months of expenses, and protect it from everyday spending.</description><pubDate>Thu, 22 Oct 2026 00:00:00 GMT</pubDate></item><item><title>How to Include Tithing and Fast Offerings in Your Budget</title><link>https://latterdaybudget.com/articles/tithing-fast-offerings-budget/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/tithing-fast-offerings-budget/</guid><description>Put tithing and fast offerings first in your family budget. Explore promised blessings, prophetic counsel, and practical ways to give with faith and confidence.</description><pubDate>Thu, 22 Oct 2026 00:00:00 GMT</pubDate></item><item><title>A Simple Family Budget Using the Self-Reliance Approach</title><link>https://latterdaybudget.com/articles/simple-family-budget-self-reliance/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/simple-family-budget-self-reliance/</guid><description>Build a simple family budget step by step using principles taught in the Personal Finances for Self-Reliance course: track spending, plan together, and live on less than you earn.</description><pubDate>Thu, 22 Oct 2026 00:00:00 GMT</pubDate></item><item><title>Saving for a Mission: A Family Plan for Future Missionaries</title><link>https://latterdaybudget.com/articles/saving-for-a-mission/</link><guid isPermaLink="true">https://latterdaybudget.com/articles/saving-for-a-mission/</guid><description>A practical plan for saving for a full-time mission: how to estimate costs, start early, involve your child, and budget for clothing, gear, and the monthly contribution.</description><pubDate>Thu, 22 Oct 2026 00:00:00 GMT</pubDate></item></channel></rss>